Are You Ready To Get Out Of Debt

Mortgage Tailors Blog

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Reasons To Use a Mortgage Broker

There are many reasons to use a mortgage broker to find the right mortgage product. Shopping for a mortgage can be a stressful and confusing process. From researching lenders, loan types, and interest rates to comparing fees and features, the process can be overwhelming. That’s why it makes sense to

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7 Tips to Get Approved for A Mortgage

If homeownership is something that is important to you, our 7 tips to get approved for a mortgage will help you get there. The home-buying process can be stressful but working with the right team can make it much easier. The key is being prepared by getting your finances in

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Tax Deductible Mortgage

Tax deductible Mortgage Are you interested to make your mortgage tax deductible? Debt is pretty much a given; even wealthy people have debt. The difference is that they turn their loans into good debt by making the interest tax-deductible with the help of accountants and lawyers. The Smith Maneuver is

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GDS/TDS Ratios Explained

GDS/TDS Ratios Explained When qualifying for a mortgage, lenders look at your debt service ratios. This tells lenders exactly how much you can afford to borrow for a new home purchase. It is a good idea to understand how lenders calculate the maximum amount you can qualify for. The two

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Need Cash Now?

Need cash now? Elevated home prices mean homeowners have increased the equity in their homes. If you need to tap into your home equity and get access to cash now, an equity line of credit or HELOC is one of the best options on the market right now. A HELOC

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Is now a perfect time to refinance a home?

Is now a perfect time to refinance your home? There really is no perfect time but really depends entirely on why you want to refinance your home and whether or not you are financially prepared to do so. You might refinance your home to get a lower rate, access equity

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Are you considering selling your home?

Are you considering selling your home? Your first thought is to speak with a real estate agent but with all the financing changes it makes sense to speak with an independent mortgage broker. Talking with your mortgage broker might not sound like the most logical place to start, but below

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Yearly Mortgage Checkup

With spring/summer approaching quickly, now is the perfect time to consider scheduling your yearly mortgage checkup. Spring is a popular time for a mortgage refresh. It’s also the most common time of year to buy or sell a property. There is no charge or obligation for having a Mortgage Professional

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Conditional Mortgage Approval

Conditional Mortgage Approval What does conditional mortgage approval really mean? Conditional mortgage approval is when a lender approves a mortgage based on the information, they receive from a mortgage broker. When they issue a commitment it comes with conditions. If the conditions are satisfied, such as income verification and down

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Are you ready to get out of debt?

Are you ready to get out of debt? Debt is something most Canadians carry. Getting out of debt provides both financial and emotional relief so eliminating the debt allows a fresh start. Let’s say you own a home for 7 years and carry 2 credit cards, one for 5,000, one

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