Self Employed Changes

edmonton refinance

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Is now a perfect time to refinance a home?

Is now a perfect time to refinance your home? There really is no perfect time but really depends entirely on why you want to refinance your home and whether or not you are financially prepared to do so. You might refinance your home to get a lower rate, access equity

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Refinancing Your Mortgage

Have you ever thought about refinancing your mortgage? Refinancing your mortgage can provide a great source of equity to use to pay down debt. It can allow you to use the funds to complete some home renovations or top up your investments. The Mortgage Refinancing Process The process is simple,

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Paying Off CRA Debt

It is not unusual after income tax time to owe Canada Revenue Agency (CRA Debt) a tax balance especially, if you haven’t filed your taxes in a few years. Like any other unexpected expense, you have to work harder to try and find ways to eliminate this debt. You may

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Investment Real Estate

Investment properties, are they right for you? See how buying revenue properties can add to financial wealth.

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Credit Repair Tips

Buying a home for the first time is a major milestone as an adult but it comes with a lot of responsibility. Making sure you are financially prepared to take on an Edmonton mortgage is half the battle. Purchasing a home may be the biggest expense you ever have so

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Relationship breakdown?

If you own and live in a home with a sibling, partner, or spouse, common law or married, and have decided to part ways, then read on. Over my 18 years as an Edmonton Mortgage Broker, I have helped many through this stressful situation of separation. Some got to keep

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Mortgage Insurance

Mortgage Insurance is a fee charged when you purchase a home with less than 20% down payment.

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Bank of Canada Increase

Good morning The leaves are falling, but the sky is not! As you know, your variable rate mortgage, line of credit and/or student loans are all based on the Prime Rate and here is your personal update from me on the recent Bank of Canada announcement on changes to their

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Alberta’s Economy Fall 2018

There is a lot of moving parts in Alberta’s economy these days. We have come out of the worst recession ever; however there is still a lot of anxiety in Alberta of where we are going. Our technology sector will help charge us forward such as artificial intelligence, robotics, crypto

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Self- employed Changes

With more than 410,000 Albertans who are self- employed, times have changed when it comes to qualifying for an Edmonton mortgage. With the B 20 Stress test in place having Albertans to qualifying at the Bank posted rate (currently 5.34%) many can qualify for less than they thought. With accountants

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