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GDS/TDS Ratios Explained When qualifying for a mortgage, lenders look at your debt service ratios. This tells lenders exactly how much you can afford to borrow for a new home purchase. It is a
Mortgage Application
The financing process all starts with an application and review of documents.
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A mortgage pre-approval simply means that we’ve reviewed your credit score, income, assets and liabilities and determined the amount of money you should be able to borrow to purchase a home. Knowing the price range that you can comfortably afford will help you narrow your search and ensure you won’t be let down in finding out the home of your dreams is not within your reach.
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