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Home Purchase

Introduction to Credit Scores

Introduction to Credit Scores As we navigate through life, we make financial decisions that can impact our financial future. From paying bills on time to paying off loans, it all plays a role in

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Reasons To Use a Mortgage Broker

There are many reasons to use a mortgage broker to find the right mortgage product. Shopping for a mortgage can be a stressful and confusing process. From researching lenders, loan types, and interest rates

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GDS/TDS Ratios Explained

GDS/TDS Ratios Explained When qualifying for a mortgage, lenders look at your debt service ratios. This tells lenders exactly how much you can afford to borrow for a new home purchase. It is a

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Conditional Mortgage Approval

What does conditional mortgage approval really mean? Conditional mortgage approval is when a lender approves a mortgage based on the information they receive from a mortgage broker. When they issue a commitment it comes

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Mortgage Application

The financing process all starts with an application and review of documents.

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Pre-Approval

A mortgage pre-approval simply means that we’ve reviewed your credit score, income, assets and liabilities and determined the amount of money you should be able to borrow to purchase a home. Knowing the price range that you can comfortably afford will help you narrow your search and ensure you won’t be let down in finding out the home of your dreams is not within your reach.