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Debt is something most Canadians carry. Getting out of debt provides both financial and emotional relief so eliminating the debt allows a fresh start. Let’s say you own a home for 7 years and
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Debt is something most Canadians carry. Getting out of debt provides both financial and emotional relief so eliminating the debt allows a fresh start. Let’s say you own a home for 7 years and
There are many reasons to use a mortgage broker to find the right mortgage product. Shopping for a mortgage can be a stressful and confusing process. From researching lenders, loan types, and interest rates
GDS/TDS Ratios Explained When qualifying for a mortgage, lenders look at your debt service ratios. This tells lenders exactly how much you can afford to borrow for a new home purchase. It is a
Need cash now? Elevated home prices mean homeowners have increased the equity in their homes. If you need to tap into your home equity and get access to cash now, an equity line of
Is now a perfect time to refinance your home? There really is no perfect time but really depends entirely on why you want to refinance your home and whether or not you are
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A mortgage pre-approval simply means that we’ve reviewed your credit score, income, assets and liabilities and determined the amount of money you should be able to borrow to purchase a home. Knowing the price range that you can comfortably afford will help you narrow your search and ensure you won’t be let down in finding out the home of your dreams is not within your reach.
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